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The Ray Law Firm has a nationwide subrogation practice with a great deal of experience in handling large losses of all types.

Preservation of critical evidence and the use of the proper experts are essential to the success of any subrogation case. To protect the client’s interests after a loss, The Ray Law Firm goes to every large loss scene as early in the investigation as possible to help ensure the scene is properly secured, that the critical evidence is preserved and the appropriate parties are notified.

The Ray Law Firm applies an aggressive, hands-on approach to the investigation and pursuit of all subrogation claims from the initial scene exam through recovery.

Keith Ray has obtained numerous multimillion-dollar subrogation recoveries for clients. He has significant experience handling subrogation claims of all sizes and types, including:



Fire Sprinkler & Alarm System Failures

Water/Freeze Failures

Product Defects

Workers Compensation



Recovered $1.57 million against loss control survey company while representing an insurance company following a fire in Georgia. The carrier received an inaccurate loss control survey causing it to remain at risk which otherwise did not meet the client’s underwriting guidelines.

Recovered over $1.4 million in case involving corrosion of fire sprinkler pipes in 45 building multi-family housing development due to improper antifreeze mixture.

Won more than $1.2 million award for insurer in arbitration for fire loss caused by defective construction. Award included 100% of insurer’s payments plus interest and attorney fees.

Regularly handle large property losses involving construction defects, products liability, contract and general negligence claims.